FOR IMPORTERS
In 2025, tariffs compressed import margins across supply chains. The Court struck down IEEPA tariffs in February 2026 — but Section 301 reimposition is expected at unknown rates and timing. Calyx puts financial protection in place before the next round.
THE PROBLEM
Margins compress by 5–15%. You continue importing and take the hit until you can reposition. Most mid-market businesses choose this because the alternatives are worse.
You raise prices to protect margins. Some customers accept it. Many don't — especially in competitive import categories where a domestic alternative or a different sourcing country is one click away.
The right long-term answer. Also takes 12–24 months and costs millions in supplier qualification, inventory build, and logistics restructuring. It does nothing for this quarter's P&L.
Financial protection is the fourth option: pay a known cost upfront to cap your downside. When tariffs move against you, your protection responds — automatically, based on published data. Your operations continue. Your balance sheet absorbs far less.
COVERAGE
Tariffs on goods from your sourcing country increase beyond a specified level. Your protection responds based on the official published rate — no claims process required.
Your government restricts or cuts off trade with your primary sourcing country. Protection covers the disruption, not the underlying business loss.
You source 60–80% of a product from one country. Calyx models this concentration risk specifically and sizes protection accordingly.
We model your exposure under multiple tariff scenarios — 10%, 25%, 50%, full cutoff — so you see exactly what each level costs before you decide how much to protect.
Not sure if your exposure qualifies? The free assessment will tell you.
BY INDUSTRY
Taiwan and Asia-Pacific sourcing concentration creates geopolitical supply chain risk that no traditional insurance covers. Components, chips, and assemblies with single-region dependency.
View industry page →European supply chains face concentration risk. Spanish, French, and Italian wine importers are particularly exposed to US-EU trade tensions.
View industry page →Olive oil, cheese, cured meats, and specialty foods from Spain, Italy, and France. Concentrated supply chains with no fast alternative.
View industry page →Cross-border supply chains with Mexico and Canada face tariff exposure under current trade policy. Just-in-time manufacturing amplifies the risk.
Retailers sourcing from multiple countries face portfolio tariff exposure. Passing costs to consumers risks volume loss in competitive categories.
Steel, aluminum, ceramics, and building materials face ongoing tariff exposure across multiple sourcing countries.
Country-specific risk is your concentrated exposure to a single sourcing country. If you import 80% of a product from Spain and the US imposes new tariffs on Spanish goods — or cuts off trade entirely — your cost structure changes overnight with no fast alternative. Calyx quantifies this concentration risk and protects against it.
Trade credit insurance covers buyer default — when your customer fails to pay. It does not cover your government imposing tariffs on your sourcing country, or trade disruption that affects your supply chain. Most importers who carry trade credit insurance have zero protection against tariff escalation. These are different risks.
Supplier diversification is the right long-term response to concentration risk. But it takes 12–24 months and costs millions. Financial protection fills the gap between now and when your supply chain is repositioned. The two strategies are complements, not alternatives.
We cover major US trade corridors: China, Mexico, Canada, EU countries (Spain, France, Italy, Germany), Taiwan, and others. If your sourcing country isn't on this list, tell us in the assessment — we cover more corridors than we list here.
We'll quantify your exposure and design protection. Free assessment, no commitment.