HOW IT WORKS
Calyx quantifies your tariff and trade disruption exposure, then puts regulated financial protection in place. No claims. No waiting. Automatic settlement.
We start with a structured conversation about your trade flows: which countries, what products or commodities, what volumes. Using this, we model your annual tariff exposure and calculate what it costs under different scenarios — tariff escalation, trade corridor disruption, retaliatory measures.
Most businesses have never seen a dollar figure attached to their tariff risk. After the assessment, you will. The output is a clear exposure model with scenario analysis, delivered within 2–3 business days.
Based on your exposure, we recommend a protection strategy sized for your business. The instruments we use are exchange-traded — the same category of tools commodity producers use to hedge input costs — but applied to tariff and trade disruption risk.
You see the full picture before committing to anything: the cost, the trigger conditions, the payout structure, the coverage amount, and the settlement mechanism. There is no opaque policy language. Protection responds based on publicly published, official government data.
We handle execution on regulated venues, ongoing monitoring, and reporting. You have a dashboard showing your protection status and the conditions that would trigger settlement.
When tariff conditions move against you, settlement is automatic — based on official data, not a claims review. No paperwork. No adjuster. No negotiation. Funds arrive.
IMPORTANT DISTINCTION
Trade Credit Insurance
What it covers
Your buyer defaults on payment. The goods left your facility, crossed the border, and the customer didn't pay.
What it doesn't cover
Your own government imposing tariffs that compress your margins. Your supplier's country being cut off. Trade disruption that affects your supply chain, not your receivables.
Calyx Trade Disruption Protection
What it covers
Tariff escalation on your sourcing or export markets. Trade disruption at the country level. Margin compression from official government trade actions.
How it settles
Automatically, based on publicly published government data. No claims. No adjuster. No negotiation. You don't have to prove a loss — the trigger is objective.
Protection is delivered through exchange-traded financial instruments on CFTC-regulated venues. Your funds are held in segregated accounts — Calyx never holds your money. We manage strategy and execution; your capital stays protected by exchange-level safeguards.
FAQ
Trade credit insurance covers buyer default — when your customer fails to pay for goods you shipped. Calyx covers supply-side disruption: tariff escalation on your sourcing countries, or trade disruption that cuts off your supply chain. Most businesses that carry trade credit insurance have zero financial protection against tariff risk. These are different risks, and they require different tools.
If a trigger condition you're protected against occurs — for example, tariffs on goods from your sourcing country reach a specified level — your protection settles automatically based on official published government data. You don't file a claim. There's no review process. Funds are delivered directly to your segregated account.
Settlement is automatic and based on official government data — not a claims process. There's no adjuster and no negotiation. The timing depends on the settlement terms of the specific instrument, which are disclosed in full before you commit to any protection.
Protection cost varies based on the trade corridor, the size of your exposure, and current market conditions. We disclose the full cost before any commitment. For most mid-market businesses, the cost is a fraction of the annual tariff exposure being protected — and a fraction of what supply chain relocation would cost.
No. Settlement is automatic and based on publicly published, official data — not a claims review process. This is one of the key differences between this type of protection and insurance. You don't need to document your losses or prove causation. The trigger is objective and observable.
Calyx is built for mid-market importers and exporters — typically businesses with $5M or more in trade volume affected by tariffs. If you're unsure whether your exposure qualifies, the free assessment will tell you.
We'll model your exposure and design a protection strategy. No commitment required.